Privacy Policy

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social security number
• Employment information 
• Transaction history 
• Account transactions
• Assets
• Credit history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons HAB Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Does HAB Bank Share?

Can You Limit This Sharing?

For our everyday business purposes –such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

N/A

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No

N/A

For our affiliates to market to you

No

N/A

For our non-affiliates to market to you

No

N/A

Questions? Call 212-532-4444

Who is providing this notice?

HAB BANK
150 East 45th St, New York, NY 10017

What We Do

How does HAB Bank protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building

How does HAB Bank collect my information?

We collect your personal information, for example, when you

• Open an account or make a deposit
• Pay your bills or apply for a loan
• Use your debit card

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes –information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you

Definitions

Affiliates

• HAB Bank does not share with affiliates.

Non‑Affiliates

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

• HAB Bank does not jointly market.