Ensure your large deposits remain insured under FDIC guidelines
If you maintain deposits beyond the $250,000 FDIC threshold, you can protect your funds using the Certificate of Deposit Account Registry Service (CDARS). Meanwhile, you'll continue to work exclusively with HAB Bank.
- Access multi-million-dollar FDIC insurance on your CD investments for greater peace of mind
- Negotiate one interest rate per maturity rather than negotiating multiple rates or tallying disbursements manually
- Choose various maturities ranging from four weeks to five years as they suit your investment needs
- Use CDARS without worrying about annual fees, subscription fees, or transaction fees
- Track all activity in a single, streamlined statement
- You may be able to avoid the time-consuming task of collateralizing your deposits
*Early withdrawal penalties apply on both CDs and IRAs.
Certificates of Deposit
With fixed interest rates and terms ranging from 1 months to 7 years, our CD accounts are a great way to save money you don't need right away.
Personal Money Tracker
Having more control of your money just got easier. Open a HAB Bank account and we'll help you start tracking your budgets today.eWires
Now you can combine the efficiency of a wire transfer with the convenience of personal or business Online Banking.